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First Time Home Buyer Leads

Highly accurate information on first time home buyer lists. Works great for targeting people who are looking to buy their first home because we have identified the most likely candidates eligible for this program by state by the new guidelines: 

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Have never purchased a home or not in the past 3 years
At least a 680 credit score
3 percent or 3.5 percent down payment

Or enroll in a first time home buyer payment assistant program
43 percent or lower debt-to-income (DTI) ratio
Consistent, verifiable income
At least two years of employment history
 

If someone has not owned and occupied your primary residence in the past three years, you qualify as a first-time home buyer

 

First Time Home Buyer Leads - We have identified the best criteria for first time home buyers. There are excellent programs for people looking to purchase their first home. Most renters do not know that these programs exist and they don't think they can realize the dream of owning a home.

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As a mortgage professional you will be able to communicate with renters in your area and explain these programs to people. You can become a trusted asset to them, guiding them along the way to homeownership. This is also an excellent opportunity to build relationships with Realtors.

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Couple this powerful data with direct mail snap packs to get the message out effectively. 

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A few of the main highlights when crafting a first time home buyer list:

 

  • At least a 680 credit score

  • 3 percent or 3.5 percent down payment. Or enroll in a first time home buyer payment assistant program

  • 43 percent or lower debt-to-income (DTI) ratio

  • Consistent, verifiable income

  • At least two years of employment history

  • Clean credit history. No late payments, high credit card balances, or accounts in collections 

  • Age range

  • Length of residence 

 

If someone has not owned and occupied your primary residence in the past three years, they can qualify as a first-time home buyer

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Some programs, like VA and USDA loans, may even waive the down payment requirement entirely for qualifying applicants.

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Some of the benefits of first time home buyer programs:

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  • Fannie Mae HomeReady

  • Freddie Mac Home Possible

  • Down payment assistance programs 

  • Financial assistance options

  • Homebuyer education
     

 

 

Filters: Email address | Telephone number | Cell phone | Income | Credit History | Employment | Credit Score

 

Lead Example: Name | Address | Email address | Telephone number | Cell phone | Email address | Telephone number | Cell phone | Income | Credit History | Employment | Credit Score

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